Medicare Supplement Issue Age Rated

There are only a handful of issue age states in the country. In these states, you are locked in at the age in which you get your Medicare supplement. That’s not to say your rates won’t increase, but they will never increase based on your age. This makes the buying decision more important since, if you try to switch supplements at a later age, you will be shopping as an older individual and thus, most likely, pay a higher rate.