This policy and the use of this Site are governed by the laws of the state of Florida. If a dispute arises under this Policy we agree to first try to resolve it with the help of a mutually agreed-upon mediator in the city and county in which we are primarily located. Any costs and fees other than attorney fees associated with the mediation will be shared equally by each of us. If it proves impossible to arrive at a mutually satisfactory solution through mediation, we agree to submit the dispute to binding arbitration in the city and county in which we are primarily located, under the rules of the American Arbitration Association. Judgment upon the award rendered by the arbitration may be entered in any court with jurisdiction to do so. This statement and the policies outlined herein are not intended to and do not create any contractual or other legal rights in or on behalf of any party.
Commitment to Children’s Privacy
Protecting children’s privacy is especially important to us. It is our policy to comply with the Children’s Online Privacy Protection Act of 1998 and all other applicable laws. Therefore we restrict our Web site to persons eighteen years or older.
YOU MUST BE EIGHTEEN (18) YEARS OR OLDER TO ACCESS THIS WEB SITE. IF YOU ARE UNDER EIGHTEEN YEARS OF AGE, YOU ARE NOT PERMITTED TO ACCESS THIS WEB SITE FOR ANY REASON. DUE TO THE AGE RESTRICTIONS FOR USE OF THIS WEB SITE, NO INFORMATION OBTAINED BY THIS WEB SITE, FALLS WITHIN THE CHILD ONLINE PRIVACY ACT (COPA) AND IS NOT MONITORED AS DOING SO.
YOUR CALIFORNIA PRIVACY RIGHTS (CCPA)
Commitment to Data Security: Services and Web sites we sponsor have security measures in place to protect the loss, misuse, and alteration of the information under our control. While we make every effort to ensure the integrity and security of our network and systems, we cannot guarantee that our security measures will prevent third-party “hackers” from illegally obtaining this information.
We use this website to collect personally-identifiable information. When you use our service, you are authorizing the sharing of your inquiry and your personal information with insurance agencies, broker/agents. The personal information we collect may include, but is not limited to:
- Email address
- Phone number
- Health information
These technologies help companies measure the effectiveness of ads, content, user experience and other marketing activities.
How Information Is Collected
We only collect your personally-identifiable information when you choose to share it with us. We will not collect any personally-identifiable information without your consent. The information you choose to share with us may be collected through this website, another website in our network, any social media platform including Facebook, Instagram, LinkedIn, or collected over the phone by a licensed insurance agent.
Cookies and other technologies, such as web beacons or tags, may be sent to visitors of this website. “Cookies” are text-only pieces of information that a website transfers to an individual’s hard drive or other web site-browsing equipment for record-keeping purposes. Cookies allow the website to remember important information that will make your use of the site more convenient. A cookie will typically contain the name of the domain from which the cookie has come, the “lifetime” of the cookie, and a randomly generated, unique number or other value. A “beacon,” “tag,” or “tracking pixel,” is a one pixel by one pixel image placed on a web asset or email. When your browser connects to a web page and the web page contains a web beacon image, your browser makes a request to the web server to download that image — and with this request, the server logs certain details like your IP address, the date and time, and more.
With cookies, web beacons and other technologies, the information collected and used is always anonymous and does not enable any third-party to identify you individually.
How Information Is Used & Opting-Out
By choosing to submit your personally-identifiable information to us, you are authorizing insurance agents to use this information for any purpose in our sole discretion. An licensed agent may contact you by phone, sms, email, mail, or other form of communication to fulfill your inquiry and provide you with other offers you may be interested in. You expressly consent to receive these communications whether you are on any Federal or state DNC (Do Not Call) and/or DNE (Do Not Email) list or registry. you expressly consent via electronic signature to receive emails, text messages and/or phone calls via automated telephone dialing system or by artificial/pre-recorded message from representatives or licensed insurance agents, its affiliates or third-party partners at the email address and telephone number provided, including your wireless number (if provided), regarding Medicare Supplement Insurance, Medicare Advantage, Medicare Part D and/or other insurance plans. Your consent is not a condition of purchase and you may revoke your consent at any time.
Although it is our hope that you find this service valuable, if you would prefer not to participate, you can opt-out of this activity at any time by following the browser-specific instructions at the following link: https://www.usa.gov/optout-instructions
Uses of Personal Information
The information we collect is used to:
Fulfill the purpose for which the information was provided by the Consumer
Perform the activities described to you when collecting your personal information or as set forth in the CCPA
Provide the Consumer with information, products, or services that have been requested
Perform internal and external marketing
Carry out obligations and enforce contractual rights
Improve the services provided through the Site, such as through testing, research, analysis, and development
Respond to requests from law enforcement and government organizations as required by law, court order, or government regulation
Evaluate or conduct a merger, divestiture, restructuring, reorganization, dissolution, sale, or other transfer of some or all of our assets whether on an ongoing basis or as part of a discrete transaction in which collected personal information is among the assets transferred
Additional categories of Personal Information will not be collected or used for materially different purposes without first providing the Consumer with notice.
Sharing and Sale of Personal Information
We may sell or disclose Personal Information provided to us by Consumers for a business purpose.
Consumers’ Personal Information is sold or disclosed for business purposes to the following categories of third-parties:
- Privacy and compliance service providers
- Insurance companies
- Insurance carriers
- Mortgage companies
- Marketing companies
- Call centers
- Lead buyers
- Lead generators
- Advertising agencies
Consumers have several rights under the CCPA. These include:
- The right to know what categories and specific pieces of Personal Information are collected, disclosed for a business purpose, or sold by requesting this information from us
- The right to request deletion of Personal Information collected or maintained by us
- The right to opt-out of the sale of Personal Information
- The right not to receive discriminatory treatment by us for choosing to exercise privacy rights under the CCPA
- The right to designate an authorized agent for making requests under the CCPA on the Consumer’s behalf
Even after fulfilling a request for deletion, we are required to maintain records for statutory compliance.
Once we have received a request, we work with Consumers to verify the request. As part of the verification process, we may ask a Consumer to provide their first and last name, phone number, email, and/or address.
If you no longer wish to receive further communications from us, you may “opt-out” at any time and we will remove you from our mailing list within 10 days. You may opt-out of receiving emails by following the “Unsubscribe” link at the bottom of our emails, or by contacting us via the information below.
6709 Ridge Road, Suite 104 Port Richey, FL 34668
This website is owned and operated by JERA Marketing Solutions, LLC.